The Perfect Blend: Banking Meets Equity Funding
Startups juggle so much. Banking, payroll, investor relations, tax relief schemes…it’s a headache. Imagine having a single hub that handles both day-to-day banking and early-stage equity funding. That’s precisely what a startup financing platform designed for SEIS/EIS and a modern banking solution can deliver.
By merging transparent government-backed schemes with seamless banking tools, founders cut out friction. You don’t have to patch together five different apps just to pay suppliers and manage investor entries. This article dives into why traditional banking falls short when you’re raising via SEIS and EIS, and how Oriel IPO’s commission-free marketplace pairs with business banking services to streamline the process. Ready to see how this all fits together? Experience a startup financing platform that’s revolutionizing investment opportunities in the UK
Why Traditional Banking Falls Short
Most fintech banks today focus on everyday transactions. They offer no-fee wires, virtual cards in seconds, automated receipt matching, and even treasury yields. These are great if you need to pay a contractor in dollars or track team expenses. Yet, they rarely guide you through SEIS/EIS funding or help you tap into angel networks.
Take Mercury as an example. It’s praised for:
– Instant virtual cards
– $0 USD wires
– Auto-uploaded receipts
– Competitive yields via treasury portfolios
Great features, but no built-in path for listing a Seed Enterprise Investment Scheme raise. You still need to hire advisers or piece together spreadsheets to meet HMRC rules. That friction means wasted hours and potential tax relief lost. A traditional banking app doesn’t tell you which investors qualify for SEIS or handle compliance filings.
That’s where a dedicated startup financing platform comes in. It offers both clarity on tax incentives and direct access to investors—all without charging a slice of your round.
How Oriel IPO Bridges the Gap
Oriel IPO isn’t a bank. It’s an online investment marketplace tailored to early-stage UK startups. But by design, it connects seamlessly with any business bank account you hold—fintech or high-street.
Here’s how Oriel IPO stands out:
– Commission-free model: No hidden percentage on funds raised. You pay a clear subscription fee.
– SEIS/EIS expertise: Every opportunity is vetted against HMRC criteria, so you avoid costly rejections.
– Curated investor pool: Angel investors on the platform know the tax perks and look specifically for SEIS/EIS deals.
– Educational HQ: Webinars, guides and toolkits explain everything from advanced EIS carry-back to annual investor relief.
When you combine those features with your chosen banking solution—be it Mercury, Tide or any challenger bank—you close the loop. You raise funding, get tax relief guidance and manage receipts, payments and cards from a unified dashboard.
This is more than a startup financing platform. It’s a growth engine that minimises admin and maximises clarity. Need proof? Let’s dive into the benefits.
Key Benefits of Combining Business Banking with SEIS/EIS Funding
-
Tax Relief Clarity
– SEIS offers 50% income tax relief; EIS up to 30%.
– Oriel IPO flags qualifying investors and eligible rounds.
– Your bank takes care of transaction records for your claims. -
Simplified Compliance
– HMRC filings require precise documentation.
– Automated receipts and statement sync ensure nothing falls through the cracks.
– Oriel IPO’s resources guide you step by step. -
Time Saved
– No manual chase for investor info or receipts.
– Virtual cards let you allocate expenses to specific projects.
– Fundraising dashboards update in real time. -
Better Investor Experience
– Investors can view SEIS/EIS summaries directly on Oriel IPO.
– Transparent fees and terms build trust.
– Fast onboarding means you close rounds more quickly. -
Centralised Financial View
– One snapshot for banking balances, funding pipeline, investor commitments and yield returns.
– Reduces the risk of misallocated funds or late payments.
Integrating a modern business bank with a dedicated equity funding solution turns a startup financing platform into your financial command centre. It’s a cohesive experience that helps you grow without getting bogged down in spreadsheets.
Getting Started with Oriel IPO and Your Banking Partner
Ready to streamline both banking and fundraising? Here’s the playbook:
-
Sign Up with Oriel IPO
– Create an account and verify your startup details.
– Choose a subscription plan—no commission on funds raised. -
Link Your Business Bank Account
– Connect via an API or manual setup.
– Instantly import transaction history for compliance. -
Prepare Your SEIS/EIS Round
– Use Oriel IPO’s checklists to ensure full HMRC compliance.
– Upload your share offer documents. -
Launch & Promote
– Showcase your pitch to vetted angel investors.
– Leverage Oriel IPO’s marketing toolkit for social posts and email blasts. -
Manage Investments & Banking in One Place
– Track commitments, payouts and tax certificates.
– Create virtual cards for project spend.
– Reconcile investor deposits automatically.
With this approach, you transform a patchwork of services into a cohesive system. No more double-entering data. No more last-minute compliance panics. Just a clean path from bank log-in to funding success. Learn more about our startup financing platform for streamlined SEIS/EIS funding
Testimonials
“Switching to Oriel IPO changed everything for our seed round. The integration with our bank meant our finance team could focus on growth, not admin.”
— Sarah Patel, Co-Founder at GreenTech Solutions“I’ve used other platforms before, but none combined equity funding and banking so neatly. We wrapped up our EIS round in under four weeks.”
— Liam O’Connor, CEO of Urban Filter“The educational resources on SEIS/EIS were a lifesaver. As first-time founders, we avoided costly mistakes and got our investors onboard fast.”
— Fiona Marshall, CFO at BioInsight Ltd
Conclusion: A Unified Path to Growth
Traditional banking apps shine on daily transactions. But they fall short when you need a clear route to SEIS/EIS funding. Oriel IPO’s commission-free startup financing platform bridges that gap. It pairs HMRC-approved equity rounds with your bank’s modern features—no fuss, no hidden fees, no extra tools needed.
Ready to simplify your financial life and supercharge your fundraising? Explore our startup financing platform to power your next capital raise
