Why commission-free investing is the future
The days of hidden fees, opaque adviser charges and endless forms are fading fast. Today, founders want direct access to capital. Investors crave clarity and low costs. This shift has pushed commission-free investing to centre stage. But what exactly makes a direct SEIS/EIS marketplace superior to traditional adviser platforms? Hang tight—this article dives into the nuances and shows why Oriel IPO’s approach stands out.
Forget complex fee schedules. Imagine browsing a curated pool of startups, vetting them with built-in tax guides, and investing—all without a penny lost to commission. That’s the promise of direct SEIS/EIS marketplaces. Ready to jump in? Revolutionising commission-free investing opportunities in the UK
In the sections ahead, we’ll:
– Break down SEIS and EIS basics
– Compare adviser-led models vs direct marketplaces
– Showcase Oriel IPO’s commission-free, subscription-based solution
– Walk you through getting started
– Answer the most common questions
By the end, you’ll see why more UK startups and investors are choosing direct platforms to streamline funding—and keep more of their money where it belongs.
Understanding SEIS and EIS: A Quick Primer
Before we debate platforms, let’s recap the SEIS and EIS schemes:
– SEIS (Seed Enterprise Investment Scheme): Investors can claim up to 50% income tax relief on investments up to £100,000 per tax year.
– EIS (Enterprise Investment Scheme): Offers 30% income tax relief for investments up to £1 million, plus capital gains tax deferral.
Both schemes unlock powerful tax incentives. But they can feel like a maze—strict eligibility, filing deadlines, compliance hoops. Traditional adviser platforms often bundle this guidance into advisory fees. A direct marketplace, however, can bake in educational resources and automated checks, making the entire process clearer.
The UK market at a glance
- Worth over £1 billion and growing.
- Surge in individual investors seeking tax-efficient deals.
- Government keen to nurture the startup ecosystem.
If you know the benefits, you’ll agree: fewer fees and better insights mean more capital reaching real innovators.
Adviser Platforms: Strengths and Shortcomings
Platforms like Parmenion, Seedrs and Crowdcube have built solid reputations. They handle portfolios, model allocations and regulatory reporting. Parmenion, for instance, boasts:
– £10 billion assets under management
– 70,000 end clients
– 1,500 adviser firm partnerships
– Award-winning in-house DFMs and ESG offerings
Not bad, right? You get powerful dashboards, advisory models and custodian services all under one roof. Data at your fingertips. Defaqto 5-Star ratings. The works.
Yet, high service levels come at a cost:
– Adviser commission and platform fees can eat into returns.
– Some platforms rely on third-party DFMs, leading to hidden markups.
– Complex pricing structures confuse new investors.
– Non-advised investors may feel locked out or overcharged.
In short, adviser platforms excel at wealth management but can feel overly bureaucratic for early-stage funding. They weren’t built exclusively for SEIS/EIS deals—so the experience often feels like shoehorning a startup corner into a mass-market product.
The Oriel IPO Direct Marketplace: A Breath of Fresh Air
Enter Oriel IPO. A dedicated SEIS/EIS marketplace designed from day one to facilitate commission-free investing. No middlemen. No hidden slices. Instead, a transparent subscription fee that keeps costs predictable.
Key components
- Commission-free funding model: Startups pay a clear subscription, not a chunk of their raise.
- Curated opportunities: Each deal is vetted for eligibility and quality.
- Tax-focused resources: Built-in guides, webinars and one-click tax relief explanations.
- Investor dashboards: Track investments, see projected reliefs, monitor exit timelines.
Think of it as investing in your friend’s bakery—without the awkward thank-you speech every time the dough rises. You log in. You see a slice of well-vetted startups. You invest. And you sleep easy knowing no extra commission awaits.
- Investors keep 100% of their stake.
- Founders retain more of each pound raised.
- Everyone stays aligned on growth, not fee structures.
In an adviser-heavy world, Oriel IPO flips the script: you get the benefits of SEIS/EIS with minimal friction. It’s the difference between hiring a personal guide who takes a cut and using a self-serve map that’s free to download.
Comparing Direct Marketplaces vs Adviser Platforms
Let’s break it down point by point:
-
Fees
• Adviser platforms: 0.5–1.5% commission + custody fees
• Oriel IPO: Flat subscription, zero commission on deals -
Transparency
• Adviser platforms: Complex tiers, hidden third-party markups
• Oriel IPO: Upfront pricing, clear deal terms -
Ease of Access
• Adviser platforms: Application processes, adviser approvals
• Oriel IPO: Self-serve onboarding, guided tutorials -
Educational Support
• Adviser platforms: General financial education, broad ESG modules
• Oriel IPO: SEIS/EIS-specific webinars, automated tax relief calculations -
Control
• Adviser platforms: Limited to model portfolios and adviser recommendations
• Oriel IPO: Full control of deal selection, timing and follow-on rights
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Mid-article prompt:
Curious how to dip your toes into that tax relief pond? Explore commission-free investing with Oriel IPO’s direct marketplace
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Getting Started with Oriel IPO: Step by Step
- Sign Up and Subscribe
Create an account in minutes. Choose the subscription plan that suits your deal flow. - Browse Curated Deals
Filter by sector, stage or tax relief type. Every startup profile highlights SEIS/EIS status and potential returns. - Dive into Educational Resources
Watch short webinars, download checklists, use built-in calculators for income tax relief and capital gains. - Invest with Confidence
Confirm your investment terms, click to submit funds, and track everything in your dashboard. - Monitor and Exit
Receive regular updates, view projected timelines, and execute exits when the time is right.
Simple. Fast. Commission-free investing. No guesswork.
Why Oriel IPO Triumphs Over Competitors
You might ask: “Is this just another crowdfunding site?” Not quite. Here’s how Oriel IPO goes further:
• Laser-focus on SEIS/EIS
Competitors juggle crowdfund, loans, equity modules. Oriel IPO specialises solely in government-backed tax relief investments.
• Subscription vs Commission
Other equity platforms slice 5–7% off the top. Oriel IPO’s subscription keeps founders’ goals aligned with yours.
• Education built in
No Googling acronyms. Oriel IPO’s resources are in-platform.
• Quality over quantity
Deals are hand-picked. You won’t wade through dozens of half-baked pitches.
Add it up, and the result is a streamlined route from cash in pocket to startups that matter.
FAQs About Commission-Free Investing and SEIS/EIS
1. Can I still claim tax relief if I invest through Oriel IPO?
Absolutely. Each investment comes with HMRC-approved documentation. You handle the claim as usual, but Oriel IPO’s portal helps generate the right forms.
2. Does the subscription cover all deals?
Yes. Your one-time subscription gives you access to every SEIS/EIS opportunity on the platform, no extra charges per deal.
3. Are there minimum investment levels?
Typically £1,000, though some deals may set higher thresholds. Oriel IPO clearly marks each deal’s requirement.
4. What if I need help with compliance?
Oriel IPO partners with advisory networks and offers compliance tool integrations to smooth the path.
Conclusion: Taking the Next Step
The choice is clear. If you want genuine transparency, lower costs and direct control over your SEIS/EIS investments, adviser platforms simply can’t match a marketplace built for tax-efficient startup funding. Oriel IPO’s combination of commission-free investing, curated opportunities and in-platform education makes it the natural home for founders and investors alike.
Ready to revolutionise your approach to early-stage funding? Start your journey with commission-free investing at Oriel IPO now
Whether you’re a seasoned angel or dipping your toes in SEIS/EIS waters, the time to act is now. Join the wave of investors putting more money into innovation—and less into fees.
