Everything You Need to Know About SEIS Funds and Commission-Free Investment Options

Introduction

If you’re an early-stage investor or a startup founder in the UK, you’ve probably heard about the Seed Enterprise Investment Scheme (SEIS). It’s a powerful tool designed by HMRC to turbocharge seed-stage ventures. Yet, many platforms that facilitate SEIS investments come with hefty fees. That’s where commission-free SEIS investment steps in, making it simpler and more cost-effective for you to back innovative businesses or raise capital yourself.

In this guide, we’ll:

  • Compare a leading FCA-regulated competitor, SyndicateRoom, with Oriel IPO’s commission-free alternative
  • Explain SEIS funds and the tax reliefs you can claim
  • Highlight why avoiding platform fees can boost your returns
  • Offer practical steps to start investing on Oriel IPO

Let’s dive in.


Side-by-Side Comparison: SyndicateRoom vs. Oriel IPO

SyndicateRoom: The Established Competitor

Strengths
– FCA-regulated (Firm No. 613021) with full financial promotions
– Multiple open and closed SEIS/EIS funds (e.g., Access EIS, Carbon13 SEIS)
– In-depth risk warnings and legal disclosures
– Educational resources on SEIS, EIS, VCTs, and angel investing

Limitations
– Standard platform fees and commissions on each investment
– Minimum subscription thresholds (often £5,000–£25,000)
– Potential complexity for first-time investors
– Focus on co-investment, limiting direct control

Oriel IPO: Commission-Free SEIS Investment Made Simple

Strengths
– Zero commission on all SEIS & EIS investments
– Curated, tax-efficient deal flow matched to your risk profile
– Subscription-based access (free trial available)
– Comprehensive educational hub with guides, FAQs, and community support

How Oriel IPO Fills the Gaps
– You keep 100% of your capital in the investment. No hidden fees.
– Low and flexible entry points, ideal for investors at every level.
– A streamlined platform built for clarity—no jargon or surprise charges.
– Direct connections between investors and founders via our marketplace.


Understanding SEIS Funds

What Is an SEIS Fund?

An SEIS fund pools individual subscriptions into a managed portfolio of SEIS-eligible companies. Instead of picking each startup yourself, you benefit from professional due diligence and risk-spreading across multiple ventures.

Key characteristics:
– Companies must be trading for less than two years
– Maximum of 25 employees per company
– Company assets not exceeding £200,000

Remember: Early-stage investments carry high risk. Only invest what you can afford to lose.

Tax Reliefs You Can Expect

Under SEIS, you unlock three powerful reliefs (on top of your fund’s growth potential):

  1. 50% Income Tax Relief
    Claim half of your investment back against your Income Tax bill (up to £100,000 per tax year).
  2. Capital Gains Tax Exemption
    No CGT on gains from shares held for at least three years.
  3. Loss Relief
    If an investment fails, offset the net loss against your Income Tax.

Why Commission-Free Matters

Impact on Your Returns

Platform fees can erode your gains before they even materialise. Let’s compare:

  • SyndicateRoom: Typical management fees plus performance fees can total 2–3% of your commitment annually.
  • Oriel IPO: £0 in commissions. Every penny you invest goes into SEIS-qualified startups.

The good news? Even small saving on fees compounds significantly over a multi-year hold period.

Transparency & Simplicity

Hidden charges are the enemy of confidence. Oriel IPO’s commission-free model ensures:

  • Clear fee structure—no additional platform or success fees.
  • Straightforward billing via subscription.
  • Transparent deal documentation for each SEIS offering.

Getting Started with Oriel IPO’s Platform

Ready to explore commission-free SEIS investment? Here’s how:

  1. Start Your Free Trial
    Sign up and unlock full platform access for 14 days at no cost.
  2. Explore Curated Deals
    Browse SEIS and EIS opportunities vetted by our in-house experts.
  3. Review Key Metrics
    Evaluate company traction, team background, and tax qualification status.
  4. Invest
    Commit from as little as £1,000 (depending on the offering). No commission, ever.
  5. Track & Engage
    Use your dashboard to monitor performance, receive updates, and connect with founders.

Pro tip: Join our community webinars to hear founders pitch live and ask questions on the spot.


Practical Tips for SEIS Investing

  • Diversify: Spread your investment across at least 5–10 startups to balance risk.
  • Hold for the Long Term: Keep shares for a minimum of three years to retain tax relief—and consider a five-year horizon for liquidity.
  • Perform Your Own Due Diligence: Use our resources to cross-check founder track records and market potential.
  • Mind the SEIS Conditions: Ensure each company maintains its qualifying status to avoid claw-backs from HMRC.
  • Stay Educated: Regularly read our SEIS EIS Guides section for updates on scheme changes.

Feature Comparison at a Glance

FeatureSyndicateRoomOriel IPO
FCA RegulationYesWorking towards regulation
Commission-Free SEIS InvestmentNoYes
Minimum Investment£5,000+£1,000+
Subscription Free TrialNo14 days
Curated Deal FlowLimited co-invested fundsBroad SEIS & EIS pipeline
Educational ResourcesGuides & reportsIn-depth SEIS EIS Guides, FAQs, webinars
Community SupportInvestor relations email & phoneLive forums, webinars, and expert Q&A

Frequently Asked Questions

Do I still get full SEIS tax relief with a commission-free platform?

Absolutely. HMRC cares about where you invest, not how much your platform charges. You’ll claim 50% Income Tax relief, CGT exemption, and loss relief as usual.

How does Oriel IPO vet startups?

We apply a strict due diligence process. Our team reviews business plans, market size, team expertise, and financial projections to ensure SEIS eligibility and growth potential.

Can I invest in EIS as well?

Yes. While this guide focuses on SEIS, Oriel IPO also features Enterprise Investment Scheme (EIS) deals for later-stage funding rounds, all without commission.


Conclusion

Choosing the right SEIS fund platform can make the difference between a marginal return and a significant windfall. While established players like SyndicateRoom offer regulated environments, their commission structure can dilute your hard-earned gains. Oriel IPO’s commission-free SEIS investment marketplace delivers:

  • Full tax reliefs
  • Zero platform fees
  • Flexible entry points
  • A suite of educational and community tools

Ready to take control of your seed-stage investment journey?

Start your free trial on Oriel IPO today and discover why thousands of UK investors are choosing a transparent, commission-free route to support the next generation of startups.

Explore our features and sign up now »


Disclaimer: Investments in early-stage companies carry risk. Please ensure you understand the SEIS criteria and consult a professional advisor if needed.

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