From Innovation Banking to SEIS/EIS Marketplaces: A Commission-Free Path for UK Startups

The Race for Growth Funding in the UK

UK startups face a familiar challenge: securing growth capital without diluting equity or draining cash on fees. Enter the Seed Enterprise Investment Scheme (SEIS) and Enterprise Investment Scheme (EIS)—two government-backed routes offering generous tax breaks.

But navigating the paperwork, tax calculations and investor matchmaking can feel like riding the London Tube during rush hour. You need the right carriage. The right platform. And you need to get there fast.

Traditionally, many founders have leaned on global banks like Silicon Valley Bank (SVB). They offer a one-stop solution: banking products, research, and expert guidance at every funding stage. The catch? High fees. Complex processes. And limited focus on tax-advantaged schemes.

Cue Oriel IPO. A specialist commission-free seis eis platform built around curated, tax-efficient investments and next-level educational resources. It’s designed to connect UK startups with angel investors—minus the hefty price tag and hidden extras.

Comparing Innovation Banking and Commission-Free SEIS/EIS Marketplaces

What Global Banks Offer: SVB at a Glance

Silicon Valley Bank is no stranger to innovation. Their track record speaks volumes:

• Deep sector expertise across tech, healthcare and fintech
• Tailored banking solutions from pre-seed to IPO
• Global footprint with specialised teams for fund managers
• Rich research resources on market trends and growth strategies
• Corporate venture support to navigate post-IPO challenges

Limitations to note:

• Fees can mount quickly: account charges, transaction costs, advisory fees
• No dedicated seis eis platform—SEIS/EIS is just one piece of a broader service
• High minimum balances and strict eligibility criteria
• A busy bank often means slower onboarding and less personalised matchmaking

What Oriel IPO Brings to the Table

Oriel IPO was built for one thing: uniting UK startups with investors under SEIS and EIS rules—commission-free.

• 0% commission fees on both sides of the deal
• Curated investment opportunities vetted for tax efficiency
• Subscription-based access tiers that suit early-stage founders
• Comprehensive educational guides and webinars on SEIS/EIS
• Community support connectors: forums, mentor sessions and live Q&As

Trade-offs to consider:

• Not FCA regulated for financial advice
• Purely a marketplace—no traditional banking services

Side-by-Side: SVB vs Oriel IPO

Simplifying SEIS/EIS Investments

The good news? A commission-free seis eis platform like Oriel IPO slashes three common pain points:

1. Cost
   Bank fees add up. Advisory charges too. Oriel IPO removes commissions entirely. You keep more capital in your business. Investors keep more of their return.

2. Complexity
   SEIS and EIS bring big tax incentives—50% up-front income tax relief, capital gains and inheritance tax benefits. But the forms and deadlines can overwhelm. Oriel IPO’s educational hub breaks it into bite-sized modules. No jargon. No guesswork.

3. Access
   Global banks often demand high deposits and existing relationships. Platforms focusing on SEIS/EIS can charge hefty success fees. Oriel IPO’s subscription model means you pay a flat monthly rate to tap a pipeline of pre-vetted angel investors.

Key Benefits of a Commission-Free SEIS/EIS Platform

• Faster Matching – Algorithms suggest investors aligned with your sector and stage.
• Transparent Terms – No hidden fees. Clear subscription rates.
• Tax Efficiency – Expert-curated deals maximise SEIS/EIS allowances.
• Community & Mentors – Peer forums, live Q&As and AMAs with experienced founders.

“I raised a £250k SEIS round in two weeks—without paying a single commission.”
– Jane, AI-tech startup founder

Practical Steps to Get Started with Oriel IPO

1. Sign Up
   Create a free account in under five minutes. No credit card needed.

2. Choose Your Tier
   Pick a subscription plan that fits your stage—from Explorer (seed stage) to Growth (Series A).

3. Complete Your Profile
   Share your pitch deck, financials and SEIS/EIS eligibility documents.

4. Explore Curated Deals
   Browse a live dashboard of investors actively looking for SEIS/EIS opportunities.

5. Connect & Pitch
   Schedule 15-minute speed-dating calls. Nail your pitch. Seal the deal.

6. Leverage Education
   Dive into bite-sized courses on tax relief, compliance and share structures.

7. Close and Comply
   Finalise paperwork via the platform. Get all SEIS/EIS compliance checks in one place.

Bonus: Marketing Made Easy with Maggie’s AutoBlog

While securing funding is crucial, so is keeping your audience engaged. Oriel IPO partners with Maggie’s AutoBlog, an AI-powered content platform that:

• Generates SEO-optimised blog posts in minutes
• Targets the exact keywords investors search—like “seis eis platform”
• Keeps your website fresh, boosting visibility and credibility
• Saves you hours on content creation so you can focus on your pitch

Think of it as your marketing co-founder—working 24/7 to highlight your startup’s story.

Conclusion: The Clear Path for UK Startups

Global banks like SVB have their place—especially for comprehensive banking and venture support. But when it comes to SEIS/EIS, the platform matters. A specialised, commission-free seis eis platform cuts costs, boosts speed and demystifies tax relief.

Oriel IPO does exactly that. From zero-commission deals to curated investor matches and hands-on education, it’s designed for founders who want to spend less time chasing compliance and more on building their product.

Ready to explore a commission-free seis eis platform?
Start your free trial with Oriel IPO today and take the fast track to growth funding.

Start your free trial