Why Choose a Discretionary EIS Portfolio?
A discretionary EIS portfolio spreads your investment across multiple companies. Instead of backing one startup, you back eight, ten or more. The benefits?
- Diversification: Spread risk across several high-growth ventures.
- Tax Efficiency: Claim 30% Income Tax relief on investments up to £1 million.
- Professional Management: Experts select and monitor each deal.
- Simplified Process: One application, one subscription, one portfolio.
- Time Savings: Skip the research. Rely on curated opportunities.
With a discretionary EIS portfolio, you buy into a pipeline of startups chosen by sector specialists. That means less legwork for you and more time to focus on your other investments.
EMV Capital Evergreen EIS Fund at a Glance
Before exploring Oriel IPO, let’s peek at EMV Capital’s Evergreen EIS Fund. It’s a well-known player:
- Open all year round
- Minimum subscription: £25,000
- Target deployment: eight companies in 12 months
- Focus on DeepTech, Biotech, Medtech, Cleantech
- Aim for 3× target returns
They offer deal-by-deal EIS3 certificates and a mix of upfront tax reliefs. Many investors love the evergreen structure. But there are a few trade-offs:
- High minimum investment puts it out of reach for smaller portfolios
- Commission and management fees can erode returns
- Limited transparency on individual deal selection
- No online dashboard for real-time tracking
Clearly, EMV Capital knows how to build a strong discretionary EIS portfolio. But where might they fall short?
Oriel IPO’s Commission-Free Advantage
Oriel IPO was built to make discretionary EIS portfolios accessible and fee-free. Here’s how we do it:
- No Commission: Zero fees on investments. Every penny works for you.
- Lower Minimum: Start with as little as £5,000.
- Curated Deals: Our team screens for high-growth potential across SEIS and EIS.
- Real-Time Dashboard: Track allocations, EIS3 certificates and tax relief in one place.
- Educational Hub: Guides, webinars and FAQs demystify SEIS/EIS rules.
We blend tech and expert insight. Our platform handles paperwork, compliance checks and reporting. You just select your risk profile and invest.
Side-by-Side Comparison
| Feature | EMV Capital Evergreen EIS Fund | Oriel IPO Discretionary EIS Portfolio |
|---|---|---|
| Minimum Investment | £25,000 | £5,000 |
| Commission | Yes (management & performance) | No |
| Fund Structure | Evergreen | Discretionary portfolio |
| Online Dashboard | No | Yes |
| Deal Transparency | Limited | Full |
| Sector Focus | DeepTech, Biotech, Medtech | Diverse UK startups |
| Educational Resources | Basic FAQ | In-depth guides, webinars |
EMV Capital offers rigorous fund management, but higher entry barriers and fees. With Oriel IPO, you get full clarity and zero commission—so more of your money goes where it should.
How to Launch Your Discretionary EIS Portfolio on Oriel IPO
Getting started is surprisingly simple:
Sign Up
Create your free account at Oriel IPO. No credit card needed.Choose Your Tier
Select between Basic, Plus or Pro. All tiers unlock commission-free investing; higher tiers offer dedicated support.Set Your Budget
Decide how much to invest. Remember, you can start from £5,000.Define Your Criteria
Specify sector preferences, risk appetite and investment horizon.Review Curated Deals
Browse pre-screened SEIS/EIS opportunities. Each deal shows projected growth, EIS3 timing and exit strategy.Allocate Funds
Build your discretionary EIS portfolio in minutes. Spread funds across 8–12 companies for balanced risk.Track Progress
Use the dashboard to monitor deal stages, tax certificates and returns.Claim Tax Relief
Once EIS3 forms arrive, file your Income Tax relief claim. Oriel IPO sends reminders.
The good news? You handle your own portfolio without paying extra fees. You won’t find hidden charges.
Tax Benefits and Risk Management
A discretionary EIS portfolio shines when you understand the rules:
- Up to 30% Income Tax relief on investments up to £1 million per year (or £2 million in knowledge-intensive companies).
- Capital gains deferral: Defer CGT on gains made up to three years before or one year after your EIS share allocation.
- Tax-free growth: Any profits are sheltered from CGT if held for three years.
- Inheritance tax relief: 100% relief after two years of ownership.
- Loss relief: Offset up to 45% of a loss against income tax.
Risk still exists. Early-stage firms can fail. Oriel IPO helps you manage it:
- Spread your investment across multiple ventures.
- Access detailed risk ratings per deal.
- Use stop-loss guidance and exit triggers.
- Lean on our community forum for peer insights.
Educational Resources & Community Support
We believe informed investors make smarter decisions. That’s why our platform includes:
- Step-by-step SEIS/EIS guides
- Webinars with tax experts
- Case studies from past portfolios
- On-demand support via chat and email
Whether you’re new to SEIS/EIS or a seasoned angel, our materials help you grow confidence in building a discretionary EIS portfolio.
Conclusion
Building a discretionary EIS portfolio shouldn’t require hefty fees or endless paperwork. With Oriel IPO, you launch and manage a tax-efficient, diversified portfolio commission-free. Compare our transparent dashboard, lower minimums and robust educational resources to legacy funds like EMV Capital—and you’ll see the difference.
Ready to start?
Invest smarter, invest commission-free.
Launch your discretionary EIS portfolio on Oriel IPO today.
Note: Oriel IPO is not FCA-regulated and does not offer formal financial advice. Always seek independent professional guidance.
