Introduction: Why an Integrated Finance Platform Matters
Every penny counts when you’re building a startup. Juggling business banking with seed funding can feel like spinning plates. Enter the integrated finance platform. It brings banking and funding into one dashboard. One place. One login. Total clarity.
Imagine real-time account balances, expense management, and SEIS/EIS fundraising—all under one roof. No more toggling between tools. No more chasing tax relief paperwork. You stay focused on growth, not admin. Discover the integrated finance platform that’s revolutionizing investment opportunities in the UK and see how seamless it can be.
Fast, simple, and commission-free. That’s the promise of a smart integrated finance platform for UK startups.
The Funding Puzzle: SEIS, EIS, and the Banking Gap
Startups often tap into the Seed Enterprise Investment Scheme (SEIS) and the Enterprise Investment Scheme (EIS) for tax-efficient funding. Great schemes, but:
- They come with paperwork.
- You need proof of eligibility.
- Investors demand clear, vetted opportunities.
At the same time, your banking needs are evolving. Multi-currency accounts. Expense management. Automated reports. You want to pay suppliers without hidden FX fees. Traditional banks won’t cut it. Standalone fintech apps help, but they don’t talk to your fundraising platform.
You end up using six tools. Six logins. Six support tickets. Frustrating.
What Really Is an Integrated Finance Platform?
An integrated finance platform bridges banking, accounting, spend control, and fundraising. It’s not a gimmick. It’s a workflow revolution.
Key features:
- Unified dashboard for accounts and fundraising.
- Commission-free capital raising under SEIS/EIS.
- Subscription-based fees—no hidden cuts on your funds.
- Curated, tax-compliant investor networks.
- In-platform educational guides and webinars.
You get a single source of truth. No data silos. No surprises.
Comparing Juni vs Oriel IPO: Beyond Business Banking
You might’ve heard of Juni. They tick many fintech boxes:
- Multi-currency business accounts and cards.
- AI-driven spend management.
- Automated accounting integrations.
- Flexible financing for invoices and credit lines.
Solid for global payments. Reliable for day-to-day finance. But Juni stops at banking and automation. They don’t offer SEIS/EIS fundraising or tax-efficient investment matchmaking.
That’s where Oriel IPO shines. As an online investment marketplace focused on early-stage UK startups, Oriel IPO:
- Connects founders with angel investors skilled in SEIS/EIS.
- Operates commission-free—startups keep more of what they raise.
- Uses subscription fees, so you know your costs upfront.
- Vetting process ensures investors see only eligible, high-quality opportunities.
- Provides guides, webinars, and step-by-step support on tax schemes.
In short, Juni helps you manage spending. Oriel IPO helps you raise it.
Building Your Dream Finance Stack
You don’t need to ditch your existing bank. You just need to plug in the right pieces:
- Core banking: your high-street or digital bank.
- Expense and accounting: tools like Xero or QuickBooks.
- Fundraising platform: Oriel IPO for SEIS/EIS capital.
- Treasury management: integrations for FX, credit lines, and cards.
An integrated finance platform ties these together. Data flows flawlessly. Reports are instant. And your fundraising engine hums in the background.
Halfway there? If you’re ready to unify banking, spend and funding under one roof, take the leap into an integrated finance platform designed for UK startups.
Practical Steps to Integrate Your Finance Operations
Ready to roll? Here’s how to get started:
- Audit your current tools. List subscriptions, logins, and data exports.
- Map workflows. Where does fundraising sit? Where do expense claims live?
- Choose your integrated finance platform. Look for SEIS/EIS expertise, commission-free models, and clear pricing.
- Import banking data. Use CSV or direct API.
- Set up investor onboarding. Upload pitch decks, term sheets, and compliance documents.
- Schedule team training. Make sure everyone knows the new dashboard.
Keep it lean. Test one process at a time. You’ll be saving hours on admin by month two.
Real-World Impact: Startup Success Stories
“We were spending weeks on SEIS paperwork. With Oriel IPO, we cut that to days. And the subscription fee was a fraction of the commissions we’d paid elsewhere.”
– Alice and Ben, Co-founders at GreenTech Innovators
“Our banking costs for Europe were eating into runway. Integrating our multi-currency accounts and fundraising on one platform saved us over £5,000 last quarter.”
– Marcus, CEO of FoodieTech
“I love that I can learn about EIS tax relief in the same place I’m raising funds. No more Googling or back-and-forth with advisors.”
– Jasmine, Founder of EduPlay Labs
Why Commission-Free Matters
Most platforms take 5–10% of your funding. Oriel IPO doesn’t. Instead, you pay a transparent subscription. The result?
- Your investors see full deal economics.
- You keep more for growth budgets.
- You avoid surprise deductions after a successful round.
That’s real runway saved.
Conclusion: Time to Combine Banking and Funding
The days of siloed fintech tools are over. An integrated finance platform lets you manage bank accounts, corporate cards, spend policies, and SEIS/EIS fundraising in one place. No more toggling. No more friction.
Ready to empower your team and supercharge your funding journey? Make the most of an integrated finance platform for your startup today
