The Ultimate SEIS Investor Guide to Tax Relief and Commission-Free Deals

Jump into SEIS with Confidence and Save on Fees

The Seed Enterprise Investment Scheme (SEIS) can feel like a maze. Tax reliefs, advance assurances, holding periods—it’s a lot. But imagine a platform that cuts out the middleman fees and puts clarity front and centre. That’s what a commission-free SEIS platform aims to deliver. You get the tax perks. You keep more of your money. No surprises.

In this guide, we’ll unravel SEIS rules, explain how you claim income tax and capital gains relief, and show you why Oriel IPO’s commission-free SEIS platform is the smarter choice for early-stage investors. Ready to see how hassle-free early investing can be? Revolutionize Investment Opportunities in the UK with our commission-free SEIS platform

Understanding the SEIS Framework

What Is SEIS?

SEIS, introduced in 2012, is the UK’s way of saying “we want more startups.” It targets very young companies and rewards investors with generous tax breaks. Here’s the quick rundown:

  • Income tax relief of 50% on up to £200,000 invested per year.
  • Capital gains-free status if you hold shares for at least three years.
  • Loss relief if things go south.
  • Potential inheritance tax relief after two years.

These perks offset the risk of backing fledgling businesses. You help innovators. You get handsome rewards. Win–win.

How SEIS Works for Investors

Picture SEIS as a safety net. Yes, startups are risky. But here’s how you soften the blow:

  1. Income Tax Relief
    You invest £10,000? You save £5,000 on your income tax bill—right away.

  2. Capital Gains Tax Exemption
    Hold the shares for over three years? Any profits come tax-free.

  3. Loss Relief
    If the startup fails, you can offset losses against your income or gains.

  4. Inheritance Tax Relief
    Keep shares for two years and potentially cut your IHT bill.

Collectively, these boosts make early-stage investing more palatable. But only if you have a platform that doesn’t erode returns with hefty fees.

Why Choose a Commission-Free SEIS Platform

The Oriel IPO Advantage

A true commission-free SEIS platform changes the game:

  • No Commission: Oriel IPO charges transparent subscription fees. Startups keep more capital. Investors avoid hidden cuts.
  • Curated Deals: Every opportunity is vetted. No endless scrolling through unqualified pitches.
  • Educational Tools: Webinars, guides and expert insights help you navigate SEIS rules.

That’s not marketing fluff. It’s a path to clearer choices and better returns. When you choose a commission-free SEIS platform like Oriel IPO, you trade friction for focus.

Comparison with Traditional Platforms

Traditional equity platforms often charge 5% or more on your investment. That eats into your tax relief. On a £50,000 deal, a 5% commission means £2,500 less to benefit from SEIS. Oriel IPO’s subscription model avoids that trap.

  • Seedrs and Crowdcube: commissions plus success fees.
  • Oriel IPO: flat subscription, unlimited SEIS deals.

Less cost. More clarity. More growth potential.

Maximising SEIS Tax Relief

Income Tax Relief

  • Rate: 50% on up to £200,000 per year.
  • Claim: Use form SEIS3 to offset your tax bill in the same year.

Capital Gains Tax Relief

  • Rule: Hold shares for three+ years.
  • Benefit: Profits on SEIS shares are CGT-free.

Loss Relief & Inheritance Tax Benefits

  • Loss Relief: Offset investment losses against income or gains.
  • Inheritance Tax: Hold for two years in a qualifying business to reduce IHT by up to 100%.

These reliefs stack. They make backing high-potential startups less daunting.

Step-by-Step Guide to Investing on Oriel IPO

  1. Sign Up
    Create a profile and pick a subscription tier. No commission surprises.

  2. Browse Curated SEIS Deals
    Filter by sector, stage or region. Every company meets HMRC eligibility.

  3. Check Advance Assurance
    Most deals come with HMRC’s green light. Less paperwork. More confidence.

  4. Invest and Claim
    Complete the SEIS3 process. Submit forms to HMRC. Watch your tax relief stack up.

  5. Hold for Three Years
    Sit tight. Maintain SEIS criteria. Enjoy CGT exemption and loss relief support.

Ready to streamline your startup investments? Check out our commission-free SEIS platform today

Real Investor Experiences

What People Say

“Switching to Oriel IPO’s commission-free SEIS platform was a breath of fresh air. I keep more of my returns and love the curated deal flow.”
— Sarah McIntyre, Angel Investor

“Oriel IPO made the SEIS process crystal clear. The tax relief was straightforward, and I didn’t lose a penny to hidden fees.”
— Mark Chandra, Early-Stage Enthusiast

“Educational webinars plus a commission-free SEIS platform? It’s the combo every investor needs.”
— Priya Shah, Portfolio Builder

Avoiding Pitfalls in SEIS Investing

  • Due Diligence: Even with vetted deals, research every company.
  • Compliance: Don’t breach the three-year hold rule.
  • Diversification: Spread investments across multiple SEIS deals.

A commission-free SEIS platform helps you stay focused on these essentials, not on fee calculations.

Final Thoughts

Navigating SEIS doesn’t have to feel like decoding hieroglyphics. A commission-free SEIS platform like Oriel IPO keeps you in control. You get clear fees, curated deals, and powerful tax relief. That’s a recipe for growth.

Ready to make your next move? Start investing with our commission-free SEIS platform

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