Why SEIS for Disability Can Be a Game-Changer
Starting a business is tough. Starting one as a disabled entrepreneur? You’re navigating additional hurdles—accessibility, adaptive technology costs, and sometimes limited networks. But here’s the good news: the UK’s Seed Enterprise Investment Scheme (SEIS) and Enterprise Investment Scheme (EIS) are tailor-made to help.
SEIS for disability doesn’t offer extra tax breaks solely for disability—but by using SEIS and EIS, you can:
– Slash up to 50% off your income tax bill.
– Shelter gains from future capital profits.
– Attract angel investors with unbeatable tax incentives.
And when you combine these schemes with a commission-free, educationally rich marketplace like Oriel IPO, you get a one-two punch that can boost your funding success.
Understanding SEIS and EIS: The Essentials
Before diving into SEIS for disability, let’s get clear on how both schemes work:
SEIS in a Nutshell
- Income Tax Relief: 50% relief on investments up to £100,000 per tax year.
- Capital Gains Exemption: No CGT on gains from SEIS shares held for at least three years.
- Loss Relief: Offset investment losses against income tax.
EIS at a Glance
- Income Tax Relief: 30% relief on investments up to £1 million.
- Capital Gains Deferral: Defer CGT on gains reinvested in EIS.
- Business Investment Relief: Non-UK residents can hold EIS shares without IHT concerns.
These schemes exist to de-risk early-stage funding. For disabled entrepreneurs, SEIS for disability can unlock vital capital at favourable terms.
The Unique Challenges Disabled Entrepreneurs Face
Disabled founders often juggle:
– Higher costs for assistive technologies (screen readers, ergonomic workstations).
– Additional training or certification fees.
– Limited access to mentorship networks geared toward traditional businesses.
That’s why tailored advice—and a platform built for inclusion—matters. SEIS for disability helps level the playing field, but only if you know where to look and how to navigate the paperwork.
How Oriel IPO’s Commission-Free Platform Simplifies SEIS for Disability
Oriel IPO isn’t just another crowdfunding site. It’s a commission-free investment marketplace that focuses squarely on UK SEIS and EIS opportunities—no hidden fees. Here’s what you get:
- Curated Investment Deals: We handpick startups that qualify for SEIS/EIS.
- Educational Resources: Clear guides, checklists and webinars on SEIS for disability and EIS.
- Community Support: Join a network of founders and angel investors championing inclusive ventures.
- Subscription Tiers: From basic access to premium due-diligence tools—choose what fits your needs.
The result? You spend less time wrestling with forms and fees, and more time building your business.
Step-by-Step: Applying for SEIS for Disability Funding
Getting started can feel daunting. Follow this roadmap to navigate SEIS for disability with Oriel IPO:
Register on Oriel IPO
– Create your free profile.
– Verify your business details.Select Your Subscription Tier
– Basic: Browse live SEIS/EIS deals.
– Pro: Access investor pitch templates and due-diligence reports.
– Premium: 1-to-1 coaching with SEIS/EIS specialists.Prepare Your Documentation
– Draft a concise business plan highlighting disability-focused solutions.
– Gather financial projections.
– Collate assistive-technology cost estimates if relevant.Choose Curated Deals
– Filter by your industry, required funding, and EIS/SEIS status.
– Review deal summaries and investor terms.Engage Angel Investors
– Use Oriel IPO’s messaging tools.
– Present your SEIS-qualified pitch.Secure SEIS/EIS Certificates
– After fundraising, apply for SEIS3/EIS3 certificates from HMRC.
– Share certificates with investors to trigger their tax relief.
And that’s it. No commission fees eating into your raise. No lost hours on admin. Just direct access to capital with powerful tax incentives.
Real-Life Success: Jane’s Journey
Meet Jane, founder of AccessAble, a startup providing virtual accessibility audits. As a wheelchair user, Jane knows first-hand the gaps in building compliance. She needed £75,000 to scale her tech.
- Challenge: Traditional platforms charged 7% commission plus setup fees.
- Solution: Jane chose Oriel IPO and leveraged SEIS for disability.
- Outcome: She raised £80,000 in six weeks, kept 100% of her equity, and gave investors full SEIS relief.
What makes her story relatable? You can follow the same path.
Oriel IPO vs. Traditional Platforms
Curious how we stack up against big names like Seedrs and Crowdcube? Here’s a quick side-by-side:
| Feature | Seedrs / Crowdcube | Oriel IPO |
|---|---|---|
| Commission Fees | 5%–7% on funds raised | 0% – truly commission-free |
| SEIS/EIS Focus | Mixed investment types | Dedicated SEIS/EIS marketplace |
| Educational Resources | Basic blog articles | In-depth guides, webinars, coaching |
| Community Access | Investor network | Inclusive network with disability focus |
| Subscription Options | Pay-per-raise fees | Flexible monthly/annual tiers |
The limitation with many platforms is the fee structure. Every percentage point you pay in commission reduces runway. With Oriel IPO, you keep more capital where it belongs—driving growth and solving real challenges.
Top Tips to Maximise SEIS for Disability and EIS Benefits
- Plan Early
Start your SEIS for disability application three months before you need funds. - Keep Detailed Records
Save every invoice for assistive tech and accessibility upgrades. It helps justify your SEIS application. - Diversify Investors
Mix SEIS and EIS to tap into higher relief limits. - Reinvest Profits
Use EIS deferral to roll CGT from other investments into your venture. - Seek Professional Advice
Even though Oriel IPO isn’t FCA regulated, we partner with accountants and legal advisors specialising in SEIS/EIS.
Frequently Asked Questions
Q: Can I apply for SEIS if I’m a disabled entrepreneur?
A: Absolutely. SEIS for disability follows the same rules as standard SEIS. Your disability status doesn’t disqualify you—in fact, it underscores the need for supportive funding.
Q: Are there extra tax breaks just for disabled founders?
A: No. You get the usual SEIS/EIS relief. But certain grants (e.g., from disability charities) can complement these schemes.
Q: How soon will investors get their SEIS/EIS certificates?
A: Usually within 4–6 weeks after you submit the SEIS3/EIS3 forms to HMRC.
Q: Does Oriel IPO help with paperwork?
A: We provide templates and step-by-step guides. For hands-on support, our premium subscribers get direct coaching.
Moving Forward with Confidence
SEIS for disability is more than just a buzz-phrase. It’s a pathway to tax-efficient funding that helps you compete on the same stage as any other founder. And by pairing these government-backed reliefs with Oriel IPO’s commission-free, educationally rich platform, you turn complexity into clarity.
Feeling inspired? Here’s your next move:
Ready to fund your venture without commission fees?
Start exploring SEIS and EIS opportunities designed for founders like you.
